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Everyone is investing.
Some people say, “I am not investing.” That is a misconception. The moment you own assets, you are investing in something. Let’s say you have deposited $1,000 in cash. If the interest rate is 1%, your cash will grow by 1%. If the inflation rate is 2%, prices will become 2% more expensive. As a result, you will no longer be able to buy the goods you could with $1,000. Moreover, since the Federal Reserve aims for a 2% inflation rate, it is wise to assume that prices will generally rise by 2%. reference: Why does the Federal Reserve aim for inflation of 2 percent over the longer run? In…
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Understanding how capitalism works
Understanding the reality of capitalism will enable you to develop asset management strategies. Capitalism can be summarized as follows: In other words, to be freed from being a worker, you have two options: become an entrepreneur or an investor. If you have ideas to improve society or the enthusiasm to motivate others, you might become an entrepreneur. One of the reasons I started this blog is to improve society. My knowledge and experience might help someone. However, I don’t have the enthusiasm to establish a company and hire people. Thus, I concluded that I couldn’t become an entrepreneur. Becoming an investor doesn’t require ideas. You can start with as little…
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To avoid worrying, study finance.
One of the persistent issues throughout life is money. It is an unavoidable fact that we need money to live. However, when I was in elementary and junior high school, there were no classes about money. In other words, financial education was not included in the compulsory education curriculum. As an adult, it seems to me that financial education is important enough to be included in compulsory education. The reasons are as follows: Before I studied money, I was worried about the future. I wasn’t extremely anxious, but it felt like there was a haze over it. It’s precisely because I couldn’t see it that I was worried. Now, I’m…
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A drink to calm the mind.
Warm drinks are delicious even when spring comes. Today, I would like to introduce a warm drink that I often have. It’s a variation of hot water. Hot water is good, but some people might not like it. It may have a metallic taste. The smell of the pot or the container might be noticeable. Without further ado, here’s the recipe. Recipe If you want to make 200ml: Try it once and then adjust the ratio to your liking. You can also change the tea to your preference, such as barley tea, oolong tea, or black tea. Additionally, here are the three reasons why I recommend it: You can easily…
