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Diary #4 – 12nd August 2025
I woke up at 4 a.m. While heading to the bathroom, I found a mess where one of the cats had thrown up, so I cleaned it. Then the other cat started pacing around my bed… and, as expected, threw up too. By then I was fully awake, so I went out for a jog a little after 5. From 8 a.m., I worked on my self-employment tasks. Still feeling sleepy. Today I focused on preparing for post-retirement income—organizing monetization ideas and looking into AI tools for slide creation. ChatGPT seems great for structuring ideas, while Gamma works well for turning them into slides. I also updated my income and…
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Diary #1 – 9th August 2025
Diary #3 – 11th August 2025
Diary #2 – 10th August 2025
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Diary #3 – 11th August 2025
I finally finished outlining my Kindle book, Building Wealth as a Family.Next, I’ll look into the details—like which file format I need to prepare for publishing. For breakfast, I had the sourdough I baked yesterday, topped with cookie cream and peanut butter. At lunch, we went out for sushi restaurant as a family. The bill came to 9,500 yen—on the pricey side, but it’s worth it for the rare chance to enjoy a meal out together. Dinner was tempura: chicken tempura and vegetable fritters.I tried to make the fritters extra crispy, but they ended up a little overcooked.Tempura is trickier than it looks.Chicken tempura, on the other hand, is versatile—you…
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Diary #1 – 9th August 2025
Diary #4 – 12nd August 2025
Diary #2 – 10th August 2025
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Diary #2 – 10th August 2025
Today, I got completely absorbed in a game called Foundation. Before I knew it, about four hours had passed. Time just melted away — the surest sign I was having fun. In between, I worked on my sourdough. Bread-making is truly an art. Maybe because it’s summer, the dough fermented in no time. Still, the result was a loaf so fluffy and soft that I can’t wait to try again. Breakfast was mentaiko rice balls. I coated my hands generously with salt, shaped the white rice into neat triangles, stuffed them full of spicy cod roe, and wrapped them in seaweed. Simple, but unbeatable. For lunch, I had yellowtail sashimi.…
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Diary #4 – 12nd August 2025
Diary #3 – 11th August 2025
Diary #1 – 9th August 2025
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Diary #1 – 9th August 2025
This morning, I went for an 8 km jog. I’m gradually increasing my distance, and my goal is to reach 10 km soon. After that, I went to the supermarket with the kids. We bought groceries for the whole week, and the total came to 25,000 yen! Usually, it’s around 15,000 yen… But since we ran out of flour and seasonings, this was our biggest shopping trip yet. At 8 p.m., the youngest daughter, who’s 11, invited me to play “running a restaurant” with her. She’s still very much a kid, full of imagination and energy. For lunch, we had dan dan noodles without soup. The taste was a bit…
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Rest is important, but I still want that feeling of accomplishment.
Today’s a paid day off. It’s a totally free day. I did some weight training in the morning, played video games late in the morning, took a nap after lunch, spent about an hour on my side business, and then played video games again. That’s how my day has gone so far — it’s now just past 4 p.m. Having free time means you can do whatever you want. And that’s honestly amazing. But I’m starting to think that too much free time might not be the best thing. I feel satisfied today, but I don’t really feel like I accomplished anything. Sure, weight training and gaming gave me a…
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Long-term stock investing is boring. It’s just a matter of steadily accumulating assets.
As someone who is not a professional investor, my basic strategy is “Buy & Hold.” This is one of the strategies that many individual investors follow. The reason is simple: U.S. stocks, including the S&P 500, have historically risen over the long term. I invest index funds into stocks and simply hold them. For 5 years, 10 years, 20 years—potentially for a lifetime. Whether the investment is in index funds or high-dividend stocks, the approach remains the same. Repeat. Invest index funds into stocks and hold them. That’s all there. The time required for this process is less than an hour per month. For an ordinary person to steadily build…
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Financial products go through cycles of rises and falls.
This is a matter of course. However, for those who have just started investing, it is difficult to accept. After all, no one wants to see losses. And no one knows for sure if the recovery will actually happen. That’s why investors feel anxious. I believe there are only two solutions. The first is to remind yourself that investing can bring you happiness by reviewing past performance and studying. The second is to get used to declines through experience. Therefore, the only thing you can do now is to review the past performance that I will show you from here on. Finally, I want to say that you are not…
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The initial investment amount is $500
If you’re going to invest, I think $500 a month is a good amount. This is because it’s an amount that allows you to feel the returns of your investment without significantly straining your daily living expenses. Although it may differ from country to country, nowadays, you can invest in stocks with just a few dollars. However, investing a small amount means that the returns will also be small. As I mentioned in a previous article, the average return of the S&P 500 in the US over the past 30 years is +7.89%. If you consider getting $40 without doing anything, isn’t that enough? If you continue investing $500 for…
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Happy Moments
Many Happy Moments are Experiences That Don’t Require a Lot of Money. All of these are snippets of everyday activities. In other words, if you’re too busy with everyday life, you might miss these happy moments. I think it’s okay to live a little more leisurely.
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ETF that I can recommend to anyone
What kind of stocks should I invest in? This is a question that anyone who has never invested will inevitably have. To get straight to the point, I recommend VOO. Vanguard official site This is a kind of ETF (Exchange Traded Funds). Here are three reasons why: VettaFi: you can read summary of VOO Of course, the author of this blog also owns VOO, and it makes up the largest portion of my portfolio. As of June 2024, one VOO is approximately $500. If you were to hold $10,000 worth of VOO, you could expect a capital gain of 15%, meaning your VOO would grow to $11,500 after one year.…
